:root{
  --navy-950:#091d3c;
  --navy-900:#102c5a;
  --navy-800:#173d77;
  --navy-700:#1d4f98;
  --navy-600:#2a66b7;
  --sky-500:#4c8fe6;
  --sky-100:#edf4ff;
  --sky-50:#f8fbff;
  --gold:#e6d2a4;
  --gold-deep:#d2b06b;
  --ink:#142746;
  --muted:#60708c;
  --line:#dde7f5;
  --white:#ffffff;
  --bg:#f6f9ff;
  --radius:26px;
  --radius-sm:16px;
  --shadow:0 28px 74px rgba(16,44,90,.16);
  --shadow-soft:0 16px 40px rgba(16,44,90,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Prompt","Segoe UI",system-ui,-apple-system,sans-serif;color:var(--ink);background:linear-gradient(180deg,#fbfdff 0%,#f5f9ff 100%);line-height:1.72}
a{text-decoration:none;color:var(--navy-700)}
a:hover{color:var(--navy-900)}
img{max-width:100%;display:block}
.container{width:min(100% - 40px,1200px);margin-inline:auto}
.section{padding:92px 0;position:relative}
.section-soft{background:linear-gradient(180deg,#fbfdff 0%,#f2f7ff 100%)}
.section-dark{background:linear-gradient(135deg,#0a1f42 0%,#163a73 55%,#245da8 100%);color:#fff;overflow:hidden}
.section-dark::before,.hero-blue-premium::before{content:"";position:absolute;border-radius:50%;pointer-events:none}
.section-dark::before{width:460px;height:460px;right:-120px;top:-120px;background:radial-gradient(circle,rgba(255,255,255,.18) 0%,rgba(255,255,255,0) 70%)}
.section-heading{max-width:860px;margin-bottom:28px}
.section-heading.center{text-align:center;margin-inline:auto;margin-bottom:34px}
.section-heading.light h2,.section-heading.light p,.section-heading.light .kicker{color:#fff}
.kicker,.eyebrow{display:inline-flex;align-items:center;gap:8px;padding:8px 14px;border-radius:999px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.16);font-size:12px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--navy-700)}
.section-heading .kicker{background:var(--sky-100);border-color:transparent;color:var(--navy-700)}
h1,h2,h3{margin:0 0 12px;line-height:1.18;color:var(--ink)}
h1{font-size:clamp(42px,6vw,72px);letter-spacing:-.03em}
h2{font-size:clamp(30px,4.2vw,48px);letter-spacing:-.02em}
h3{font-size:20px}
p{margin:0 0 14px;color:var(--muted)}
.site-header{position:sticky;top:0;z-index:90;background:rgba(255,255,255,.88);backdrop-filter:blur(16px);border-bottom:1px solid rgba(221,231,245,.86)}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;gap:22px;min-height:88px}
.brand{display:flex;align-items:center;min-width:0}
.brand img{width:230px;height:auto}
.main-menu{display:flex;align-items:center;gap:8px;flex:1;justify-content:center;flex-wrap:wrap}
.main-menu a{padding:11px 14px;border-radius:999px;font-weight:700;font-size:15px;color:var(--ink);transition:.22s ease}
.main-menu a:hover{background:var(--sky-100);color:var(--navy-700)}
.nav-toggle{display:none;border:none;background:transparent;font-size:28px;color:var(--navy-900);cursor:pointer}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 24px;border-radius:999px;border:none;font-weight:800;font-size:15px;transition:transform .2s ease, box-shadow .2s ease, background .2s ease, color .2s ease;cursor:pointer}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:linear-gradient(135deg,var(--navy-900),var(--navy-700));color:#fff;box-shadow:0 14px 30px rgba(16,44,90,.22)}
.btn-primary:hover{color:#fff;box-shadow:0 18px 38px rgba(16,44,90,.26)}
.btn-gold{background:linear-gradient(135deg,var(--gold),var(--gold-deep));color:#1a2b48;box-shadow:0 14px 34px rgba(210,176,107,.28)}
.btn-gold:hover{color:#1a2b48}
.btn-outline{background:#fff;color:var(--navy-700);border:1px solid rgba(23,61,119,.14);box-shadow:0 8px 24px rgba(23,61,119,.08)}
.btn-soft{background:rgba(255,255,255,.12);color:#fff;border:1px solid rgba(255,255,255,.20);backdrop-filter:blur(8px)}
.btn-soft:hover{color:#fff;background:rgba(255,255,255,.18)}
.btn-block{width:100%}
.nav-cta{white-space:nowrap}
.hero{padding:108px 0 78px;position:relative;overflow:hidden}
.hero-blue-premium{background:radial-gradient(circle at top right,rgba(110,169,255,.28),transparent 32%),linear-gradient(135deg,#081a38 0%,#143466 52%,#275ca7 100%);color:#fff}
.hero-blue-premium::before{width:620px;height:620px;right:-180px;top:-120px;background:radial-gradient(circle,rgba(255,255,255,.14) 0%,rgba(255,255,255,0) 70%)}
.hero-blue-premium::after{content:"";position:absolute;left:-120px;bottom:-160px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(230,210,164,.20) 0%,rgba(230,210,164,0) 74%);pointer-events:none}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:34px;align-items:center;position:relative;z-index:1}
.hero-copy .eyebrow{color:#fff}
.hero-copy h1{color:#fff;max-width:760px;margin-top:18px}
.hero-copy h1 span{color:var(--gold)}
.hero-copy p{color:rgba(255,255,255,.84)}
.hero-lead{font-size:18px;max-width:720px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin:28px 0 24px}
.hero-note{font-size:14px;max-width:760px;color:rgba(255,255,255,.72)}
.hero-highlights{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:14px}
.mini-stat{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);padding:16px 18px;border-radius:20px;backdrop-filter:blur(10px)}
.mini-stat strong{display:block;font-size:16px;color:#fff;margin-bottom:4px}
.mini-stat span{font-size:13px;line-height:1.55;color:rgba(255,255,255,.78)}
.premium-panel{background:rgba(255,255,255,.95);border:1px solid rgba(255,255,255,.45);border-radius:30px;padding:30px;box-shadow:0 34px 70px rgba(8,26,56,.24);position:relative;overflow:hidden}
.premium-panel::before{content:"";position:absolute;right:-60px;top:-60px;width:180px;height:180px;border-radius:50%;background:radial-gradient(circle,rgba(76,143,230,.16),rgba(76,143,230,0) 70%)}
.premium-panel h2{font-size:34px;line-height:1.18;margin-top:16px}
.premium-panel p{margin-bottom:18px}
.badge{display:inline-flex;padding:6px 11px;border-radius:999px;background:var(--sky-100);color:var(--navy-700);font-size:12px;font-weight:800}
.feature-list{list-style:none;padding:0;margin:18px 0 20px;display:grid;gap:12px}
.feature-list li{display:flex;gap:12px;align-items:flex-start;padding:10px 0;border-bottom:1px dashed rgba(29,79,152,.16)}
.feature-list li:last-child{border-bottom:none}
.check{display:grid;place-items:center;width:28px;height:28px;border-radius:50%;background:linear-gradient(135deg,var(--sky-100),#fff);color:var(--navy-700);font-weight:900;flex:0 0 28px;border:1px solid rgba(29,79,152,.14)}
.panel-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:20px 0 22px}
.panel-stats div{background:linear-gradient(180deg,#fff,#f5f9ff);border:1px solid var(--line);padding:14px 12px;border-radius:18px;text-align:center}
.panel-stats strong{display:block;font-size:15px;color:var(--navy-900)}
.panel-stats span{display:block;font-size:12px;color:var(--muted)}
.trust-strip{margin-top:-34px;position:relative;z-index:2}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.trust-item{background:#fff;border:1px solid var(--line);border-radius:22px;padding:22px;box-shadow:var(--shadow-soft)}
.trust-item strong{display:block;color:var(--navy-900);font-size:18px;margin-bottom:6px}
.trust-item span{display:block;color:var(--muted);font-size:14px;line-height:1.6}
.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.service-grid{grid-template-columns:repeat(5,1fr)}
.card,.benefit-card,.article-card,.side-card,.prose,.form-wrap{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-soft)}
.card{padding:28px;position:relative;overflow:hidden}
.card::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(255,255,255,0),rgba(76,143,230,.03));pointer-events:none}
.service-card{text-align:left;transition:transform .22s ease, box-shadow .22s ease}
.service-card:hover,.benefit-card:hover,.article-card:hover{transform:translateY(-4px);box-shadow:0 22px 42px rgba(16,44,90,.12)}
.icon-box{width:62px;height:62px;border-radius:20px;display:grid;place-items:center;background:linear-gradient(135deg,var(--sky-100),#fff);border:1px solid var(--line);font-size:28px;margin-bottom:18px}
.benefit-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.benefit-card{padding:26px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.step{background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.14);border-radius:24px;padding:24px;color:#fff;backdrop-filter:blur(12px)}
.step h3{color:#fff;margin-top:14px}.step p{color:rgba(255,255,255,.78);margin-bottom:0}
.step-num{width:46px;height:46px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(135deg,var(--gold),var(--gold-deep));color:#142746;font-weight:900;box-shadow:0 10px 24px rgba(230,210,164,.24)}
.agent-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:24px;align-items:stretch}
.agent-visual{border-radius:30px;background:linear-gradient(135deg,var(--navy-900),var(--navy-700));color:#fff;padding:34px;position:relative;overflow:hidden;display:flex;flex-direction:column;justify-content:flex-end;min-height:350px;box-shadow:var(--shadow)}
.agent-visual::before{content:"✓";position:absolute;right:24px;top:10px;font-size:170px;line-height:1;color:rgba(255,255,255,.10);font-weight:900}
.agent-visual .small{font-size:13px;color:rgba(255,255,255,.68);text-transform:uppercase;letter-spacing:.08em}
.agent-visual h2,.agent-visual p{color:#fff}
.agent-note{margin-top:18px;padding:16px 18px;border-radius:18px;background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.12);color:rgba(255,255,255,.82);font-size:14px}
.agent-card{padding:32px}
.detail-list{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:18px}
.detail{border:1px solid var(--line);background:linear-gradient(180deg,#fff,#fbfdff);border-radius:18px;padding:15px}
.detail span{display:block;font-size:12px;color:var(--muted);margin-bottom:4px}
.detail strong{font-size:15px;color:var(--navy-900)}
.province-cloud{display:flex;flex-wrap:wrap;gap:10px}.province-cloud a{padding:10px 14px;border:1px solid var(--line);border-radius:999px;background:#fff;font-size:14px;font-weight:600;box-shadow:0 8px 18px rgba(16,44,90,.05)}.province-cloud a:hover{background:var(--sky-100)}
.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.article-card{overflow:hidden}.article-cover{height:200px;background:linear-gradient(135deg,var(--navy-900),var(--sky-500));display:flex;align-items:center;justify-content:center;color:#fff;font-size:42px}.article-card img{width:100%;height:200px;object-fit:cover}.article-body{padding:22px}.article-body h3{font-size:21px;line-height:1.4;margin:0 0 8px}.article-body p{font-size:14px;color:var(--muted);margin:0}.article-meta{font-size:12px;color:var(--navy-700);font-weight:700;margin-bottom:8px}
.cta-panel{padding:44px;border-radius:32px;background:linear-gradient(135deg,#ffffff 0%,#f5f9ff 100%);border:1px solid var(--line);box-shadow:var(--shadow);text-align:center}
.page-hero{padding:84px 0 74px;background:radial-gradient(circle at top right,rgba(110,169,255,.22),transparent 38%),linear-gradient(135deg,#0a1f42 0%,#163a73 55%,#245da8 100%);color:#fff}.page-hero h1{margin:10px 0 10px;font-size:clamp(34px,4.8vw,56px);line-height:1.2;color:#fff}.page-hero p{color:rgba(255,255,255,.84);max-width:780px}
.content-grid{display:grid;grid-template-columns:1fr 320px;gap:24px}
.prose{padding:30px}.prose h2,.prose h3{color:var(--navy-900);line-height:1.4;margin-top:18px}.prose img{border-radius:20px;margin-bottom:14px}
.sidebar{display:flex;flex-direction:column;gap:16px}.side-card{padding:22px}.side-card h3{margin-top:0}
.share-row{display:flex;gap:8px;flex-wrap:wrap}.share-row a{padding:8px 12px;border-radius:999px;background:var(--sky-100);font-size:13px;font-weight:700}
.form-wrap{max-width:940px;margin:auto;padding:30px;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.form-group{display:flex;flex-direction:column;gap:7px}.form-group.full{grid-column:1/-1}
label{font-weight:800;font-size:14px;color:var(--navy-900)}
input,select,textarea{width:100%;padding:13px 15px;border:1px solid #cfdbef;border-radius:14px;background:#fff;color:var(--ink);font:inherit;transition:border-color .2s ease, box-shadow .2s ease}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--navy-600);box-shadow:0 0 0 4px rgba(42,102,183,.12)}
textarea{min-height:128px;resize:vertical}
.consent{display:flex;align-items:flex-start;gap:10px;font-size:13px;color:var(--muted)}.consent input{width:auto;margin-top:6px}
.notice{padding:18px 18px;border-radius:18px;background:var(--sky-100);border:1px solid #d4e3fb;color:var(--navy-900)}
.flash{margin-top:18px;padding:14px 16px;border-radius:16px;font-weight:700}.flash-success{background:#e8f1ff;border:1px solid #c9dbff}.flash-error{background:#fff0f0;border:1px solid #f3c4c4;color:#8b1d1d}
.empty{padding:34px;text-align:center;color:var(--muted);border:1px dashed var(--line);border-radius:var(--radius);background:#fff}
.site-footer{padding:60px 0 20px;background:linear-gradient(135deg,#081b39 0%,#102c5a 100%);color:#fff}.footer-grid{display:grid;grid-template-columns:1.35fr .85fr .85fr;gap:34px}.footer-logo{width:230px;filter:brightness(0) invert(1)}.site-footer h3{color:#f1deb0;margin-bottom:8px}.site-footer a{color:#fff}.site-footer p{color:rgba(255,255,255,.76)}.fine-print{font-size:12px}.footer-bottom{margin-top:28px;padding-top:16px;border-top:1px solid rgba(255,255,255,.12);display:flex;justify-content:space-between;gap:12px;font-size:12px;color:rgba(255,255,255,.62)}
.floating-actions{position:fixed;right:17px;bottom:18px;z-index:60;display:flex;flex-direction:column;gap:9px}.floating-actions a{width:56px;height:56px;display:grid;place-items:center;border-radius:50%;color:#fff;font-weight:900;box-shadow:0 18px 30px rgba(0,0,0,.18)}.float-call{background:linear-gradient(135deg,var(--navy-900),var(--navy-700))}.float-line{background:#06c755;font-size:12px}
.admin-table-wrap{overflow:auto}.admin-table{width:100%;border-collapse:collapse}.admin-table th,.admin-table td{text-align:left;border-bottom:1px solid var(--line);padding:12px;vertical-align:top}.admin-table th{font-size:12px;color:var(--muted)}
@media (max-width:1100px){.service-grid{grid-template-columns:repeat(3,1fr)}.benefit-grid{grid-template-columns:repeat(2,1fr)}.hero-highlights{grid-template-columns:1fr}}
@media (max-width:920px){.nav-toggle{display:block}.nav-cta{display:none}.main-menu{display:none;position:absolute;left:16px;right:16px;top:78px;flex-direction:column;align-items:stretch;gap:2px;background:#fff;padding:14px;border-radius:20px;border:1px solid var(--line);box-shadow:var(--shadow-soft)}.main-menu.is-open{display:flex}.main-menu a{padding:10px}.hero{padding:82px 0 66px}.hero-grid,.agent-grid,.content-grid{grid-template-columns:1fr}.trust-grid{grid-template-columns:repeat(2,1fr)}.steps{grid-template-columns:repeat(2,1fr)}.card-grid,.article-grid,.service-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid section:first-child{grid-column:1/-1}}
@media (max-width:640px){.container{width:min(100% - 24px,1200px)}.section{padding:64px 0}.brand img{width:200px}.nav-wrap{min-height:76px}.hero-copy h1{font-size:42px}.hero-lead{font-size:16px}.hero-actions{flex-direction:column;align-items:stretch}.premium-panel{padding:24px}.premium-panel h2{font-size:28px}.panel-stats,.trust-grid,.steps,.card-grid,.article-grid,.service-grid,.benefit-grid,.detail-list,.form-grid,.footer-grid{grid-template-columns:1fr}.article-card img,.article-cover{height:170px}.form-wrap,.prose,.side-card,.card{padding:22px}.cta-panel{padding:28px}.footer-grid section:first-child{grid-column:auto}.footer-bottom{flex-direction:column}}


/* Readability Fix V3.1 */
.premium-panel h2{color:var(--navy-950)!important}
.premium-panel p{color:#4f6283!important}
.premium-panel .feature-list li{align-items:center;min-height:56px}
.premium-panel .feature-list li span:last-child{color:var(--navy-900)!important;font-weight:700!important;opacity:1!important}
.premium-panel .feature-list .check{color:var(--navy-700)!important;background:linear-gradient(135deg,#f8fbff,#edf4ff)!important;border-color:#c9dbff!important}
.premium-panel .panel-stats strong{color:var(--navy-900)!important}
.premium-panel .panel-stats span{color:#586b8c!important}